June 28, 2024
AgencyWhen Should You Consider Purchasing Personal Umbrella Insurance?
When it comes to protecting your financial well-being from third-party claims, standard home and auto insurance policies might not be enough. That’s where personal umbrella insurance steps in. This additional layer of coverage can financially shield you from costs that exceed your primary policies’ liability limits. What Is Umbrella Insurance? Personal umbrella insurance, or umbrella […]
March 25, 2024
AgencyShort-term Rental Insurance: Coverage Considerations for Airbnb and Vacation Rentals
In recent years, the rise of platforms like Airbnb, Vrbo and HomeAway has revolutionized how people travel and seek accommodation. Renting out a property can be a lucrative investment; however, amid the excitement of hosting a vacation rental, it’s crucial not to overlook insurance coverage. What Is Short-term Rental Insurance? Short-term rental insurance is a […]
January 26, 2024
Ranch and Coast Insurance ServicesThe Importance of Earthquake Retrofitting: How It Affects Insurance Rates
Earthquakes, though often unpredictable, are a persistent threat to communities worldwide. As urban areas expand and populations grow, the potential consequences of seismic activity become even more significant. In the face of this natural hazard, earthquake retrofitting is crucial to mitigate damage and protect lives. Beyond the immediate safety benefits, retrofitting also plays a pivotal […]
December 29, 2023
AgencyProperty Insurance for Farm Buildings Coverage for Barns, Silos and More
Agriculture is the backbone of our society, providing sustenance and resources for the world. Farmers invest significant time, effort, and capital in their operations, and their buildings, such as barns and silos, are vital components of a successful farm. Protecting these structures from unforeseen events is crucial, making property insurance an indispensable tool for farmers. […]
October 21, 2022
AgencyWill Home Insurance Cover Identity Theft?
Identity theft is a growing risk. Most people are at risk for some form of identity theft. Prevention is possible with careful attention. Yet, when it occurs, it can be very costly to any victim. According to a survey from Javelin Strategy & Research, there were $16 billion worth of identity theft incidents in 2016. […]
September 29, 2022
Agency5 Reasons You Need Umbrella Insurance
Uncertainty is everywhere. As a business owner, you face a treacherous, uphill battle on your path to success. Even with good intentions, you can expose your business to a multitude of business risks. How can you overcome and keep fighting the good fight? You should consider getting umbrella business insurance. Umbrella Insurance Is Your Secret […]
August 16, 2022
AgencyDifferences Between Term and Whole Life Insurance
When you’re considering the purchase of life insurance, one of the most important things to know is the difference between term life insurance and whole life insurance. This knowledge will help you determine the best coverage for your particular needs. Term Life Insurance Term life insurance will protect you for a specific period of […]
May 20, 2022
Agency5 Ways to Save on Healthcare Costs
Even with the new healthcare law, it’s not always cheap to go to the doctor’s office. To help keep costs lower, try these simple, somewhat unorthodox ways of saving money when it comes to all aspects of your health. Go to a walk-in clinic to see a nurse practitioner or physician assistant. You get […]
April 25, 2022
Agency3 Reasons Why Life Insurance is a Good Idea for Single Individuals
When you’re young and single, you don’t have many responsibilities, so life insurance is often the last thing on your mind. Chances are you won’t need it at this stage in your life, but it’s not always a good idea to gamble. Although people in this situation don’t tend to have a life insurance policy, […]
February 14, 2022
AgencyFarm and Crop Insurance Provide Peace of Mind
Most people make the wrongful assumption that when the harvest is over, a farmer or rancher is on vacation until the spring. If you farm your land, you know that nothing is further from the truth. This is the time to prepare for next year, including figuring out how to make things more efficient, more […]