November 6, 2024
AgencyHow to Ensure Your Home Insurance Covers Valuable Items Like Jewelry or Art
Protecting valuable items like jewelry or art within your home requires more than just a standard insurance policy. These treasured possessions often hold significant financial and sentimental value, making it essential to ensure they are adequately covered. By taking proactive measures, you can achieve peace of mind knowing that your most precious items are well-protected. […]
October 23, 2024
AgencyThe Difference Between Homeowners and Landlord Insurance
Residential properties represent valuable but potentially risky investments. Whether you live in a home you own or maintain ownership for the purposes of renting to tenants, you must account for various risks and exposures that could impact your property and inflict financial losses. However, while insurance can be an essential precaution for all homeowners, how […]
September 19, 2024
AgencyHow to Handle Vacant Property Coverage in Your Landlord Insurance Policy
Owning a rental property can be a rewarding investment, but doing so also typically comes with challenges, especially when the property is vacant. Ensuring adequate coverage for vacant properties in a landlord insurance policy is crucial to protect your investment from potential risks. Steps to Ensuring Coverage for Vacant Properties As a landlord, you should […]
June 28, 2024
AgencyWhen Should You Consider Purchasing Personal Umbrella Insurance?
When it comes to protecting your financial well-being from third-party claims, standard home and auto insurance policies might not be enough. That’s where personal umbrella insurance steps in. This additional layer of coverage can financially shield you from costs that exceed your primary policies’ liability limits. What Is Umbrella Insurance? Personal umbrella insurance, or umbrella […]
May 21, 2024
AgencyLandlord Insurance Claims: What to Expect and How to File
Landlord insurance is a policy designed to protect property owners when renting out apartments, condos or homes. It can help financially cover incidents to the property, including damage caused by vandalism, burglary, severe weather or fire. Additionally, it may offer liability coverage to financially protect against claims or lawsuits related to injuries on the property. […]
March 25, 2024
AgencyShort-term Rental Insurance: Coverage Considerations for Airbnb and Vacation Rentals
In recent years, the rise of platforms like Airbnb, Vrbo and HomeAway has revolutionized how people travel and seek accommodation. Renting out a property can be a lucrative investment; however, amid the excitement of hosting a vacation rental, it’s crucial not to overlook insurance coverage. What Is Short-term Rental Insurance? Short-term rental insurance is a […]
January 26, 2024
Ranch and Coast Insurance ServicesThe Importance of Earthquake Retrofitting: How It Affects Insurance Rates
Earthquakes, though often unpredictable, are a persistent threat to communities worldwide. As urban areas expand and populations grow, the potential consequences of seismic activity become even more significant. In the face of this natural hazard, earthquake retrofitting is crucial to mitigate damage and protect lives. Beyond the immediate safety benefits, retrofitting also plays a pivotal […]
December 29, 2023
AgencyProperty Insurance for Farm Buildings Coverage for Barns, Silos and More
Agriculture is the backbone of our society, providing sustenance and resources for the world. Farmers invest significant time, effort, and capital in their operations, and their buildings, such as barns and silos, are vital components of a successful farm. Protecting these structures from unforeseen events is crucial, making property insurance an indispensable tool for farmers. […]
October 10, 2023
AgencyThe Importance of Loss of Rental Income Coverage for Landlords
Being a landlord can be a rewarding investment, but it also comes with risks. Property damage or unforeseen circumstances can lead to a loss of rental income. In such situations, loss of rental income coverage becomes a crucial aspect of your insurance portfolio. What Is Loss of Rental Income Coverage? Loss of rental income coverage […]
December 22, 2022
AgencyDoes Your Business Need Media Liability Insurance?
Businesses operating in media and advertising are often tasked with producing a significant amount of content in a fast-paced environment. Given the large audiences and extensive exposure these companies’ products may garner, there are significant risks and vulnerabilities to account for. Fortunately, a media liability insurance policy can provide critical financial assistance and limit out-of-pocket […]