Commercial Auto Insurance

Businesses face unique risks that personal auto insurance may not cover. Commercial auto insurance may help address these risks, including liability for accidents involving multiple parties, cargo loss and damage to company vehicles.

California businesses must carry liability insurance for vehicles used for commercial purposes. This is to ensure that if an accident occurs, there is coverage for third-party damages and injuries caused by your business vehicles. The state’s minimum policy limits are low, so your agent may recommend purchasing commercial auto liability insurance with higher limits to provide additional financial protection.

Full coverage auto insurance is optional in California, but if your company finances vehicles, your lender may require comprehensive and collision insurance, uninsured/underinsured motorist coverage, and gap insurance to help protect their investment.

Your agent can help tailor commercial auto insurance coverage to meet your needs. They may recommend auto glass coverage, roadside assistance and rental reimbursement to help provide even more financial protection.

How to Get Appropriate Business Insurance

In addition to commercial auto insurance, businesses in California may need other types of insurance to ensure appropriate protection. Your agent may recommend general liability insurance, workers’ compensation insurance and property insurance in addition to your commercial auto insurance policy.

Contact Us

Contact Ranch and Coast Insurance Services in Rancho Santa Fe, California, to learn about your business insurance options and get a commercial auto insurance quote. Our agents can provide more information on California commercial auto insurance and other business insurance coverage. We’re here to help you find appropriate insurance to help keep your business running smoothly and securely.